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Second-To-Die Policy

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Kendra's Insurance Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Kendra's Insurance Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Kendra's Insurance Agency to determine the right amount coverage for you and your family.
 

Our Locations

Rancho Cucamonga Office

9475 Haven Ave, Suite 100
Rancho Cucamonga, CA 91730
Main office: 909-222-1159
Toll free: 800-349-7797
Fax: 866-204-4093

Corporate Office

515 Flower Street
Los Angeles, CA 90071
Main office: 800-349-7797

Illinois Office

10 South Riverside Plaza
Chicago, IL 60606
Main office: 800-349-7797

Miami Office

1221 Brickell Avenue, Suite 900
Miami, FL 33131
Main office: 800-349-7797

Nevada Office

6671 S Las Vegas Blvd. Blgd. D #210
Las Vegas, NV 89119
Main office: 800-349-7797

New York Office

80 Broad Street, 5th Floor
Manhattan, NY 10004
Main office: 800-349-7797

San Bernardino Office

473 E Carnegie Dr
San Bernardino, CA 92408
Main office: 800-349-7797

Texas Office

111 Congress, Ste 400
Austin, TX 78701
Main office: 800-349-7797

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